#FF00AA

Interesting overview of the problems with interfaces for creating new documents, and two great OS X tips: either use the “Stationary Pad” checkbox (which, like everyone else, I always forget exists) or, better yet, create a locked folder of template files, add it to your dock, and drag a template from the dock whenever you need a new file (it will create a copy instead of moving the template, because the folder is locked — remember to lock the folder, not the templates themselves).